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Had this problem, make sure everything is in upper case including your billing address it worked for me..
You have to wait 24hrs if you've entered details five times and got error though as it blocks you..
make sure the information you enter matches the bank statement.
this includes initials, case & everything else.
also, the playstation keyboard tends to add a space at the end of each word, so make sure to delete the space at the end.
you could buy those psn network cards now from printyourtickets.co.uk
put this code at checkout on promo code box this code may be still woking.
In my case it was my bank blocking the transaction due to fraud prevention, maybe the case for every1 else. Had an automated call from the bank accepted the payment was genuine happy days all works fine.
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