money in my psn wallet - Can't spend it?

[#1]

I have some funds in my wallet - but the psn won't just use them up

I don't get it.

[#2]

I hace the same issue i have money on my account but i dont have a credit card on file

And if i do put a redeem code on with a credit card will it take the money from the credit card or reddem code plz Help!

[#3]

My ps4 spend the money in my wallet without me actually buying anything 

[#4]

Have a look at the email that was sent..  confirming the purchase..

More than likely a Subscription as these are agreed prior to any money being taken when you set up the Subscription.   It states that if you don't want to renew the Subscription, then you have to turn the Renewal Request OFF..  

As you are paying in advance for a Service..  there won't be a Refund.

Ava

@Blxst_Gold